Homeownership Program

Click here to download an application for a home
Haga clic aquí y descargue la solicitud

Supporting Documents*
Supporting Documents in Spanish*

* Please bear in mind that you do not have to have all of the supporting documents in order to begin the application process. The complete list can be overwhelming, and we are here to make sure that you are able to complete the process. Get in touch to discuss the requirements if you’re interested in applying!

Contact Ada Rey at (919) 542-0794 x220 if you’d like to discuss an application.

Chatham Habitat builds houses along with families who demonstrate a need for affordable housing, the ability to pay, and a willingness to partner.

Applicants provide income references and proof that they have lived or worked in Chatham County for at least a year. They also agree to background checks.

Once an application is approved, a family invests 350 hours of time and labor as a down-payment on their home, demonstrating their commitment and their ability to assume responsibility. This model helps keep the upfront costs and monthly payments low.

Families also agree to attend classes designed to prepare them for homeownership.

When the house is completed and the criteria are met, the family takes ownership and begins making full and timely payments on their 20 year, interest-free mortgage. These payments are then used to fund homes for other families in need.

Chatham Habitat considers applicants without regard to their race, religion, gender, handicap, familial status or national origin.

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“We love to donate time and money to Chatham Habitat. Our Partner families are people who want to help themselves. We want to help them, as we know it will transform their lives and the lives of their children. All you have to do is come to a homeowner dedication and it will change you too!” -Andy & Candida Cruickshank, longtime donors and volunteers